Thanks to UnitedHealthcare Global for sponsoring this very important topic. All thoughts and opinions are my own.
There are a LOT of factors that go into planning a vacation, especially if your vacation is taking you overseas. I’ve been working on trying to fit together the puzzle pieces of flight times, public transportation, and meals into an upcoming trip and it can definitely feel overwhelming. I’ve traveled enough to know that vacations don’t always go as planned and sometimes there are factors that are out of your control.
While I was doing my research, I contacted my friend’s mom who has been a travel agent for decades. I asked her if she purchases travel insurance for her trips. She said that she never used to pay for it but in recent years she ALWAYS does because the airline industry has changed so much and there are fewer flight options available now. That really made me think, no one wants to think about the worst case scenario but we also don’t want to pay even more if we find ourselves in an unexpected emergency.
Travel medical insurance may make all the difference in helping you feel secure when you’re traveling abroad. It offers you more than just a trip cancellation policy—it offers you certainty in an uncertain world. If you become ill or injured while traveling, many medical facilities require payment up front before any treatment. But purchasing a medical policy from MedEx will cover these payments and other expenses such as monitoring of treatment, emergency travel arrangements, transfer of insurance information, and much more.
For a few dollars a day, you can go on a vacation with the assurance that you and your family will be well taken care of if the need arises. And the need may very well arise!
Need some practical examples?
Here are case studies of people who benefited from a medical policy while traveling. Two of the biggest factors that I’m personally thinking about are how weather could affect our flights and what could happen if we got sick on the island. My husband HAS to get back in time for work after vacation and I want to know that we have options if things don’t go as planned.
So how can travel insurance give you peace of mind on your next vacation?
International travel medical insurance:
Most people don’t think about their medical coverage when planning a trip abroad. Between planning your itinerary, shopping for tickets, packing and making arrangements for the dog, there’s enough to think about.
But do you know what you would do if you got sick in another country? How would you find a qualified doctor or hospital? And what about asking for help in another language?
Travel medical insurance from UnitedHealthcare Global may make all the difference in helping you feel secure when you’re traveling abroad.
Here are the top five reasons to consider it:
- Finding quality care
When you or a loved one needs medical care in another country, you want to make sure you are getting care from a reputable professional. Travel medical insurance links you with an emergency response team to help direct you to a doctor whose credentials have been verified.
- Keeping costs in line
Doctors and hospitals in other countries will typically expect you to pay up front before starting any treatment. Everything comes out of your pocket while you are still traveling. But what would you do if the amount needed is more than you have? Or greater than the limit on your credit card?
You’d also need to keep careful records and submit everything for reimbursement once you get home. And because these doctors are outside of your plan’s network, you have no control over how much they may charge.
Travel medical insurance from UnitedHealthcare Global is designed to help with these costs at the time of service. Depending on the plan you choose, you may have a deductible. But that’s a choice you make ahead of time.
- Getting home in a medical emergency
Maybe it’s a broken arm from a hiking accident or something much more serious. You can get help with:
- Evaluating your medical needs
- Choosing the best method of transport — including emergency medical evacuation to get home or rejoin your trip
- Making travel arrangements for your family
- Having appropriate care once you get home
- Even the cost of bringing someone from home to be with you may be covered.
4. Handling non-medical problemsThe emergency response team can assist you — from a lost or stolen passport to emergency funds transfer or a referral if you need legal help. It’s a little like having a trusted friend back home to help you navigate in an unfamiliar land.
5. Safeguarding what you have already invested
You spend a lot of money to experience the vacation of your dreams. Protect your investment and the lives that you are sharing the vacation with.
- From $50K to $500K in Medical Expenses
- Medex Worldwide Travel Assistance Services
In addition to helping with medical situations, you can add coverage for lost baggage, trip cancellation or trip interruption to your travel medical policy to help with costs that may arise in those situations
What’s the next step?
Check out MEDEX international travel insurance plans from UnitedHealthcare Global for plan options and pricing. You’ll have a choice of coverage and deductible levels, sports riders, lost baggage coverage, and more.
Staffed by UnitedHealthcare Global professionals, the MEDEX Emergency Response Center is ready to help 24 hours a day year-round.
*Travel Medical Insurance: Provides coverage for travelers overseas for a minimum of 7-days and maximum of 365-days in 3 plan levels.
*NOTE: TRAVEL INSURANCE PLANS ARE NOT AVAILABLE FOR PURCHASE FOR RESIDENTS OF WASHINGTON STATE OR NEW YORK.