In a perfect world, every adventure you take would turn out perfectly without any issues….but we know that even with the best laid plans, you can still experience unexpected bumps along the way, whether it’s a delayed flight, injury, illness, or unexpected family emergency.
When our family went on a cruise to the Dominican Republic, we had several ideas of what we wanted to do during our time on the island. One of the adventures our family wanted to experience was a visit to The 27 Waterfalls of Damajagua where we could jump or slide down a series of waterfalls with a tour guide.
I didn’t want to miss out on this adventure for our family…..but I also didn’t want to worry about how this adventure could devastate our family financially if someone got injured because our medical insurance wouldn’t work outside of the States.
I don’t like to live my life sitting on the sidelines when it comes to fun and adventure so I purchased travel insurance from Allianz so that I could have a sense of security and the assurance that I did my part to make sure that we were covered if something unexpected did happen. Our policy provided medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.
How to Determine if an Annual Plan is Right For You
If you plan on taking 3 or more trips within the year you can save money by purchasing one insurance plan that covers them all. Make sure that you read the fine print and look for a policy that offers medical emergy coverage, travel delay coverage, lost, stolen or delayed baggage, rental car damage, and death or illness of a family member.
Perfect for procrastinators/deadline people
I purchased my insurance policy from Allianz for our cruise within 15 minutes of the deadline. (I don’t recommend that!) If I would have waited 15 minutes longer I would not have been able to purchase it for our trip because it was too close to our departure date….I didn’t realize that the coverage for our trip started when we started our trip not when we left the US. When you purchase an annual policy, that is one less thing you have to remember.
Cover your Domestic Adventures
Annual policies can cover you both internationally and stateside.
24 Hour Hotline Assistance
It’s nice to know that you have someone that you can call if a problem does come up while you are traveling. You can reach someone from the Allianz Global Assistance team almost anywhere in the world, 24 hours a day.
Rental Car Coverage
Save on your next car rental because you don’t need to purchase through their agency if you purchase a policy with rental car coverage which covers costs if a car you’re renting is stolen or is damaged in an accident or while it’s left unattended (available to residents of most states).
Baggage Loss/Damage
You can have the peace of mind knowing that you are covered if your luggage gets lost, damaged, or if you experience theft of baggage and personal effects.
Compare and Save
Discover which policy works best for you by comparing the plans below.
Are you ready to plan your next adventure?
You can find out more about Allianz Travel Insurance plans from their website.
This post is sponsored by Allianz Global Assistance (AGA Service Company) and I have received financial compensation.
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